Deposit Products

FDA is an investment product for the customer with a longer investment time horizon. It is an investment of a fixed amount for a fixed period i.e. 30, 91, 182 or 365 days and at a predetermined fixed interest rate.

Features
• It enables the Account Holder to earn a higher rate of interest on their surplus funds (extra money).
• Automatic rollover option on maturity.
• Withdrawals are not allowed. However, in case of emergency, TRB can allow customers to close the fixed account prior to maturity date with some small charges from the interest payable as on that date.

Benefits
• It encourages savings habit for a longer period of time.
• It enables the depositor to earn a high interest.
• Can invest as much as possible
• Can be pledged as security for any borrowing

In this account one can start with GH¢20.00 or more
– Issuance of Cheque book
The customer can access overdraft and loans
• Minimum initial deposit of GHC10
• Unlimited withdrawals
• Zero account balance allowed
BENEFITS
• Issuance of Cheque book
• Easy access to loans and over draft facilities
• Competitive rates
• Third party withdrawal
This is non-interest-bearing demand deposit account which is drawn with a cheque.

Target
Any individual who is 18 years and above, Sole proprietors, Companies, Associations/Club/Societies?
Features and Requirements
1. Customer shall provide 2 passport sizes picture
2. Proof of residence Copy of water/electricity bill
3. Loan facility available
4. Interest bearing
5. Interest calculated daily and applied monthly
How to Apply
You will need to gather the following requirements before you can apply:
1. Provide two (2) recent passport picture
2. Proof of residence Copy of water/electricity bill
3. Valid photo based national ID card required (GH-Card)
4. A minimum of Ghc 20.00 shall be accepted to open the account.
5. Minimum account balance shall be GHs 20.00
6. This is not an interest earning account

This is an interest making account designed to encourage traders and individuals to save and earn interest on the cash deposited in the account.

1. Minimum initial deposit of GH 20.00
2. Interest earning account
3. Interest calculated daily and applied monthly
4. Free statement of account
5. No maintenance charge
6. The minimum age should be 18 years and above
7. Acquisitions of loans
8. Unlimited withdrawals
9. Free pass-book
10. Issuance of withdrawal

How to Apply
You will need to gather the following requirements before you can apply:
1. Provide two (2) recent passport picture
2. One valid national ID card (GH card)
3. Fully completed Savings Account Application Form
4. Send completed Savings Account Application form together with all the above mentioned documents in person to any of our branch network offices
5. Copy of water/electricity bill

Benefits
The benefits include the following:
1. The more you save the more you earn
2. You can have access to your account statement at any time
3. Pays interest on account balance from GH 50.00 and above
4. Save towards the future.

This is an easy and convenient savings at your doorstep. One can save any amount on daily, weekly or bi-weekly basis. It is a safe, easy and convenient way of banking. Interested customers with” Susu” account can request for loan at their own time.

1. Daily contribution
2. No maintenance fee
3. Loan facility available
4. Interest earning
5. Interest calculated daily and applied monthly
6. Free pass-book
7. Unlimited withdrawals
8. Zero account balance allowed

How to Apply

You will need to gather the following requirements before you can apply:
1. Provide two (2) recent passport picture
2. One valid national ID card (GH-card)
3. Fully completed Susu Account Application Form
4. Copy of water/electricity bill

The Benefits

The benefits include the following:
1. The more you save the more you earn
2. Bank staff coming to you on daily basis for your deposit.
3. You can have access to your account statement at any time
4. Pays interest on account balance from GH 50.00 and above
5. Save towards the future
6. Acquisition of loans